2 self-employed people contemplating marriage. Is this premium per person or both?

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TLDR: It estimated a $433 monthly credit. Example plan: $467 monthly premium (with credit) $3700 Individual deductible/ $7400 family Out of Pocket Max $3700/$7400 family

Would we each have to pay $433 a month or would it be $866 ——— Details:

Fiancé and I are both 35 and self employed (in Texas). I’ve been self employed for 12 years (horse boarding and lesson business owner).I’ve had a marketplace plan for 2 years. He has been self employed for almost a year and paying cobra but has been shopping for coverage on the marketplace. The rates he’s seeing are significantly more than what I pay, so now I’m worried about what will happen to our health insurance costs if we get married. I have an autoimmune condition and at high risk for injuries due to my job. He has a couple of minor pre-existing conditions and moderate accident risks.

I was playing around on the marketplace website to get an approximate idea of the costs. I guesstimated our combined adjusted income at $60k. We have 4 kids (all have insurance through our ex spouses’ employers) and we would deduct 2 kids on our taxes.

submitted by /u/PiaffePony
[link] [comments]
TLDR: It estimated a $433 monthly credit. Example plan: $467 monthly premium (with credit) $3700 Individual deductible/ $7400 family Out of Pocket Max $3700/$7400 family Would we each have to pay $433 a month or would it be $866 ——— Details: Fiancé and I are both 35 and self employed (in Texas). I’ve been self employed for 12 years (horse boarding and lesson business owner).I’ve had a marketplace plan for 2 years. He has been self employed for almost a year and paying cobra but has been shopping for coverage on the marketplace. The rates he’s seeing are significantly more than what I pay, so now I’m worried about what will happen to our health insurance costs if we get married. I have an autoimmune condition and at high risk for injuries due to my job. He has a couple of minor pre-existing conditions and moderate accident risks. I was playing around on the marketplace website to get an approximate idea of the costs. I guesstimated our combined adjusted income at $60k. We have 4 kids (all have insurance through our ex spouses’ employers) and we would deduct 2 kids on our taxes.
submitted by /u/PiaffePony [link] [comments]Read Morer/HealthInsurance

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