Actual cost of birth with HDHP ppo?

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So I am due for my first baby in April, Yay!

So far ive been on a basic plan that doesnt cover hospital stays, so im doing open enrollment for next year so the birth will be covered.

I also have secondary insurance with Medi-Cal which is staying until covid is no longer declared a national emergency (could be anyday now).

So far Medi-Cal has helped cover whatever my basic plan doesnt.

My out of pocket max for family is $13,000 with the new plan…and costs 800 a month..Im on my husbands plan thru his work (mine doesnt offer it)

My question is, will I be paying 13,000 to have the baby in April? Is there anything i can do?

submitted by /u/dracaenaechinecea
[link] [comments]So I am due for my first baby in April, Yay! So far ive been on a basic plan that doesnt cover hospital stays, so im doing open enrollment for next year so the birth will be covered. I also have secondary insurance with Medi-Cal which is staying until covid is no longer declared a national emergency (could be anyday now). So far Medi-Cal has helped cover whatever my basic plan doesnt. My out of pocket max for family is $13,000 with the new plan…and costs 800 a month..Im on my husbands plan thru his work (mine doesnt offer it) My question is, will I be paying 13,000 to have the baby in April? Is there anything i can do? submitted by /u/dracaenaechinecea [link] [comments]Read Morer/HealthInsurance

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