Broke and need help not getting scammed

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I am 28 and have pretty much been going without health insurance since I got off my parents’ insurance 3 years ago. I finally have a more stable job in a new state, but it doesn’t have benefits and I make just over the cutoff for free state insurance. I’ve decided it’s time to bite the bullet and buy some insurance, as not having it causes so much stress and anxiety that I’m probably worse off this way anyway.

I’ve gone on my state’s healthcare page (my state isn’t offered through healthcare.gov) and applied, it says I’m eligible for a $217/month tax credit towards my monthly premium. Now I have a huge list of plans I can buy, but I’m scared of getting scammed by the system.

Is there a particular company that is the least corrupt? I’ve heard so many horror stories about US healthcare and I hate having to buy into it but I don’t have another choice. I basically want to be able to go to a primary care doc for occasional minor issues and have something to keep me from have a $100k medical bill of I get in a car accident.

I know this was vague, I’m just kind of lost. Any tips?

submitted by /u/blueoctopuskiwi
[link] [comments]
I am 28 and have pretty much been going without health insurance since I got off my parents’ insurance 3 years ago. I finally have a more stable job in a new state, but it doesn’t have benefits and I make just over the cutoff for free state insurance. I’ve decided it’s time to bite the bullet and buy some insurance, as not having it causes so much stress and anxiety that I’m probably worse off this way anyway. I’ve gone on my state’s healthcare page (my state isn’t offered through healthcare.gov) and applied, it says I’m eligible for a $217/month tax credit towards my monthly premium. Now I have a huge list of plans I can buy, but I’m scared of getting scammed by the system. Is there a particular company that is the least corrupt? I’ve heard so many horror stories about US healthcare and I hate having to buy into it but I don’t have another choice. I basically want to be able to go to a primary care doc for occasional minor issues and have something to keep me from have a $100k medical bill of I get in a car accident. I know this was vague, I’m just kind of lost. Any tips?
submitted by /u/blueoctopuskiwi [link] [comments]Read Morer/HealthInsurance

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