(CT) my insurance company does not cover anything related to pregnancy and I had a miscarriage. I needed two surgery’s, the second one was to fix the first one. I now am in $30,000 in debt.

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I’m not sure if I’m in the right place, if I’m not please tell me and I’ll delete it.

Referred here from r/legaladvice

I found out my pregnancy ended on December 22nd. December 23rd I needed a D&C to remove my 13 week pregnancy.

I asked my doctor if I can pass this on my own. He said no because of risks of sepsis, needing blood transfusions, and damaging my uterus and cervix. So it was a no brainer to go in.

On December 25th I called the doctor with complications. She told me to come in to the emergency room.

Long story short, on December 26th I needed a second surgery. In the report it mentioned “products of conception” left behind. I was worried about the price and the doctor said it was necessary for me to get the second surgery because I would not pass it on my own.

My question is: would It be arguable that I am not liable for the second surgery because products of conception were left behind from the first one? Could It be arguable that these surgery’s were medically necessary and my insurance would cover this? What do you think my best options are? I do not qualify for Medicaid, and yes, as if January 1st I enrolled in different coverage so future pregnancy’s will be covered.

Edit: I am a dependent on my fathers insurance. His insurance does not cover pregnancy for dependents other then his spouse. My new insurance did not start until 1/1/2021. My surgery dates were 12/23/2020 and 12/26/2020.

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I’m not sure if I’m in the right place, if I’m not please tell me and I’ll delete it. Referred here from r/legaladvice I found out my pregnancy ended on December 22nd. December 23rd I needed a D&C to remove my 13 week pregnancy. I asked my doctor if I can pass this on my own. He said no because of risks of sepsis, needing blood transfusions, and damaging my uterus and cervix. So it was a no brainer to go in. On December 25th I called the doctor with complications. She told me to come in to the emergency room. Long story short, on December 26th I needed a second surgery. In the report it mentioned “products of conception” left behind. I was worried about the price and the doctor said it was necessary for me to get the second surgery because I would not pass it on my own. My question is: would It be arguable that I am not liable for the second surgery because products of conception were left behind from the first one? Could It be arguable that these surgery’s were medically necessary and my insurance would cover this? What do you think my best options are? I do not qualify for Medicaid, and yes, as if January 1st I enrolled in different coverage so future pregnancy’s will be covered. Edit: I am a dependent on my fathers insurance. His insurance does not cover pregnancy for dependents other then his spouse. My new insurance did not start until 1/1/2021. My surgery dates were 12/23/2020 and 12/26/2020.
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