Shopping on the exchange right now and the healthcare.gov website explaining the plans available to me is listing drug copays. My (probably dumb) question: Are the copays monthly or yearly?
e.g., Suppose Plan A has 0 deductible and says that they have a $30 copay for a generic drug which normally costs $10 / month.
Does this mean that after three months of paying for it (reaching the $30 threshold), they start paying for it? Or does it mean that they never pay for that drug, since each month I spend less than the copay?
submitted by /u/akfan66
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Shopping on the exchange right now and the healthcare.gov website explaining the plans available to me is listing drug copays. My (probably dumb) question: Are the copays monthly or yearly? e.g., Suppose Plan A has 0 deductible and says that they have a $30 copay for a generic drug which normally costs $10 / month. Does this mean that after three months of paying for it (reaching the $30 threshold), they start paying for it? Or does it mean that they never pay for that drug, since each month I spend less than the copay?
submitted by /u/akfan66 [link] [comments]Read Morer/HealthInsurance