Enrolling in Covered California while on Unemployment

Must Read

27 and living in San Francisco. I’ve been on employment for a little over 4 months now, and I haven’t had health insurance for the last 2 years. I actually never looked into Covered California and now I am considering it because I heard there are some affordable plans that I can enroll. This is due to me getting laid off at an inopportune time in August and only getting paid $400 per week on unemployment.

I compared some of the plans on the website and I found that the lowest plan I qualify for is the Bronze 60 HMO for $111.34 per month. I’m still not 100% convinced that this is worth it, especially without a job. Also, the details of the plan are super confusing to me. Can someone tell me if this is a normal premium? I’ve heard that Covered California was more affordable, but compared to coverage I had gotten while employed, this really doesn’t seem as affordable as people have made it out to be.

Also, here are some additional details of the healthcare plan in question:

Yearly Deductible

$6300 (Individual)

Separate Drug Deductible

$500 (Individual)

Out-of-Pocket Max

$8200 (Individual)

Maximum Cost per Prescription

$500

Primary Care Visit

First 3 visits at $65 Copay before deductible

Specialist Visit

$95 Copay after deductible

submitted by /u/jaywonger93
[link] [comments]
27 and living in San Francisco. I’ve been on employment for a little over 4 months now, and I haven’t had health insurance for the last 2 years. I actually never looked into Covered California and now I am considering it because I heard there are some affordable plans that I can enroll. This is due to me getting laid off at an inopportune time in August and only getting paid $400 per week on unemployment. I compared some of the plans on the website and I found that the lowest plan I qualify for is the Bronze 60 HMO for $111.34 per month. I’m still not 100% convinced that this is worth it, especially without a job. Also, the details of the plan are super confusing to me. Can someone tell me if this is a normal premium? I’ve heard that Covered California was more affordable, but compared to coverage I had gotten while employed, this really doesn’t seem as affordable as people have made it out to be. ​ Also, here are some additional details of the healthcare plan in question: Yearly Deductible $6300 (Individual) Separate Drug Deductible $500 (Individual) Out-of-Pocket Max $8200 (Individual) Maximum Cost per Prescription $500 Primary Care Visit First 3 visits at $65 Copay before deductible Specialist Visit $95 Copay after deductible
submitted by /u/jaywonger93 [link] [comments]Read Morer/HealthInsurance

- Advertisement -spot_img

Leave a reply

Please enter your comment!
Please enter your name here

- Advertisement -spot_img
Latest News

G7 Pledge Over 1 Billion Vaccine Doses To Poor Nations, Boris Johnson Says

The British prime minister said the coronavirus vaccines would come both directly and through the international COVAX program.The British...
- Advertisement -spot_img

More Articles Like This

- Advertisement -spot_img