FMLA – need advice!

(NORTH DAKOTA)

On November 22, I had a panic attack at work and ended up having a complete meltdown and had to leave work. I work in radiology at a hospital and have been working with COVID patients directly the entire pandemic. I was diagnosed with anxiety and depression about a decade ago and have been on medication since, and my condition has been pretty controlled up until this year. Initially I told my supervisor I wanted to quit because I couldn’t fathom the idea of going back. I had chest pains, etc. I got a lot of pushback from my supervisors as well as HR telling me to at least consider FMLA instead of quitting so I can have more time to make this decision. I finally caved and said I would do FMLA because honestly they were stressing me the hell out. It is almost two weeks later and I am even more sure I do not want to return to this job or any x-ray job any time soon.

What are my options? If I continue FMLA and decided NOT to return to work, am I getting killed on paying back premiums more so than if I had resigned and started up healthcare insurance without an employer? 2020 was the first year we switched from Blue Cross Blue Shield to UMR (“A UnitedHealthcare Company”) and I am honestly an idiot when it comes to insurance. I stayed on my dad’s until I was 26 and have been at the job I’m leaving since I was 23.

Probably a good time to note that this hospital has a horrible horrible reputation, from patients as well as employees. I live in a small town and it is the only hospital. During the entire pandemic I only had 4 different N95 masks. We were short-staffed by at least 1 tech a day (out of 6 techs) BEFORE the pandemic, and it has only gotten worse.

I forgot to mention this but in October I went to my immediate supervisor and asked her for a reduction in hours as my anxiety and depression was worsening and I wanted to prevent something like this happening. Obviously this went nowhere.

Take what you can get from this rambling and let me know if there are any questions and if anyone has some advice that would help me relax I would appreciate it so much.

BTW I am 33, single, live alone, have no children. I am currently not insanely worried about being unemployed or having no income, more so worried about having everything in line so I don’t get screwed over and end up with NO insurance.

Thanks in advance. I really love this place.

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(NORTH DAKOTA) On November 22, I had a panic attack at work and ended up having a complete meltdown and had to leave work. I work in radiology at a hospital and have been working with COVID patients directly the entire pandemic. I was diagnosed with anxiety and depression about a decade ago and have been on medication since, and my condition has been pretty controlled up until this year. Initially I told my supervisor I wanted to quit because I couldn’t fathom the idea of going back. I had chest pains, etc. I got a lot of pushback from my supervisors as well as HR telling me to at least consider FMLA instead of quitting so I can have more time to make this decision. I finally caved and said I would do FMLA because honestly they were stressing me the hell out. It is almost two weeks later and I am even more sure I do not want to return to this job or any x-ray job any time soon. What are my options? If I continue FMLA and decided NOT to return to work, am I getting killed on paying back premiums more so than if I had resigned and started up healthcare insurance without an employer? 2020 was the first year we switched from Blue Cross Blue Shield to UMR (“A UnitedHealthcare Company”) and I am honestly an idiot when it comes to insurance. I stayed on my dad’s until I was 26 and have been at the job I’m leaving since I was 23. Probably a good time to note that this hospital has a horrible horrible reputation, from patients as well as employees. I live in a small town and it is the only hospital. During the entire pandemic I only had 4 different N95 masks. We were short-staffed by at least 1 tech a day (out of 6 techs) BEFORE the pandemic, and it has only gotten worse. I forgot to mention this but in October I went to my immediate supervisor and asked her for a reduction in hours as my anxiety and depression was worsening and I wanted to prevent something like this happening. Obviously this went nowhere. Take what you can get from this rambling and let me know if there are any questions and if anyone has some advice that would help me relax I would appreciate it so much. BTW I am 33, single, live alone, have no children. I am currently not insanely worried about being unemployed or having no income, more so worried about having everything in line so I don’t get screwed over and end up with NO insurance. Thanks in advance. I really love this place.
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