Helping mother with Healthcare

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My (39f) mother (64F) lives with me in AZ because she cannot afford to live alone. She retired in December from her job of 30+ years. She promptly found an ACA plan, as Cobra coverage would’ve been too expensive. She’s got a chronic back condition for which she takes ibuprofen, and lately prescribed muscle relaxants. The cost of her monthly prescriptionsfor hbp and muscle relaxants is $1 less than it would be without insurance and is cumbersome on her low, fixed income.

Her pcp wants her to do some labs and X-rays to determine the course of treatment for her back which would leave her with a $900 bill, completely outside of her financial reach. Does she have any options to lower her costs? Her doctors office hasn’t been helpful and won’t give her the exact amount for treatment so could be more than $900. She’s considering just going without and using clinics but I don’t know if that’s the right answer given her condition.

Medicare will kick in for her in May when she turns 65 but I don’t know if she can or should wait for treatment. I also don’t know how to help her.

submitted by /u/MySweetGirl08
[link] [comments]
My (39f) mother (64F) lives with me in AZ because she cannot afford to live alone. She retired in December from her job of 30+ years. She promptly found an ACA plan, as Cobra coverage would’ve been too expensive. She’s got a chronic back condition for which she takes ibuprofen, and lately prescribed muscle relaxants. The cost of her monthly prescriptionsfor hbp and muscle relaxants is $1 less than it would be without insurance and is cumbersome on her low, fixed income. Her pcp wants her to do some labs and X-rays to determine the course of treatment for her back which would leave her with a $900 bill, completely outside of her financial reach. Does she have any options to lower her costs? Her doctors office hasn’t been helpful and won’t give her the exact amount for treatment so could be more than $900. She’s considering just going without and using clinics but I don’t know if that’s the right answer given her condition. Medicare will kick in for her in May when she turns 65 but I don’t know if she can or should wait for treatment. I also don’t know how to help her.
submitted by /u/MySweetGirl08 [link] [comments]Read Morer/HealthInsurance

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