I signed on with a new company. Seemed like I was getting a modest pay raise. Then I saw the insurance offerings and realized I screwed myself.
They only offer high deductible plans with ridiculous deductibles at stupid premiums. And they defend it by offering to put a bit of cash in an HSA each month(Less than half the cost of just my prescriptions)
I make $45000. I live in Colorado. I need preventative care and primary care covered. I need urgent care covered. I want lab and x-ray covered. And I can’t have these benefits kick in after I meet a deductible. And I whatever deductible I do have I need to be reasonable. And I can budget a $300 premium without going broke.
I’m panicking. How screwed am I?
29, 80223, annual salary $45,000
submitted by /u/HonorablexChairman
[link] [comments]
I signed on with a new company. Seemed like I was getting a modest pay raise. Then I saw the insurance offerings and realized I screwed myself. They only offer high deductible plans with ridiculous deductibles at stupid premiums. And they defend it by offering to put a bit of cash in an HSA each month(Less than half the cost of just my prescriptions) I make $45000. I live in Colorado. I need preventative care and primary care covered. I need urgent care covered. I want lab and x-ray covered. And I can’t have these benefits kick in after I meet a deductible. And I whatever deductible I do have I need to be reasonable. And I can budget a $300 premium without going broke. I’m panicking. How screwed am I? 29, 80223, annual salary $45,000
submitted by /u/HonorablexChairman [link] [comments]Read Morer/HealthInsurance