I’m confused to why my health insurance hasn’t charged me for an ambulance ride?

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My health plan is $750 deductible, then 20% coinsurance.

On Christmas week I went into urgent care with an issue who then needed to get me an ambulance to ER.

The ugrent care and ambulance has been processed and I have my EoB for these with the ER visit still being reviewed.

The Ambulance was sent to the insurer at $1.6k. This was in network so was reduced to around $300. I was expecting to pay this as I have paid 0 of my deductible at that point. Even then I would expect to pay 20% of the costs.

I’ve only been in the US for a few years and this is my first time with anything serious. Everything in my paperwork seems to suggest I needed to pay this.

Any ideas why this might be?

submitted by /u/bco268
[link] [comments]
My health plan is $750 deductible, then 20% coinsurance. On Christmas week I went into urgent care with an issue who then needed to get me an ambulance to ER. The ugrent care and ambulance has been processed and I have my EoB for these with the ER visit still being reviewed. The Ambulance was sent to the insurer at $1.6k. This was in network so was reduced to around $300. I was expecting to pay this as I have paid 0 of my deductible at that point. Even then I would expect to pay 20% of the costs. I’ve only been in the US for a few years and this is my first time with anything serious. Everything in my paperwork seems to suggest I needed to pay this. Any ideas why this might be?
submitted by /u/bco268 [link] [comments]Read Morer/HealthInsurance

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