Looking for insurance for my kids. But completely lost

Hey everyone.

It’s my first time looking for any type of health/vision/dental insurance. I’m 23 with 2 kids. My 4 year old had an incident and chipped tooth. Due to COVID we couldn’t take him to a dentist. So it got bad. After months of waiting to be able to get a dentist appointment we got it and took him. Hit tooth got bad and needs some “Resin, pulpotomy, extraction” and a whole bunch of other things I don’t understand much. Total bull is a little under 3,000. Medicaid/Medicare won’t cover it. So i started looking online for dental insurance. And being honest I’m completely confused on everything. HMO, DHMO, PPO, etc.

Could anyone basically dumb it down for me or point me in a direction of where/what type of insurance I should get?

I’m in the state of Illinois If that matters. Thank you

submitted by /u/Henry0225
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Hey everyone. It’s my first time looking for any type of health/vision/dental insurance. I’m 23 with 2 kids. My 4 year old had an incident and chipped tooth. Due to COVID we couldn’t take him to a dentist. So it got bad. After months of waiting to be able to get a dentist appointment we got it and took him. Hit tooth got bad and needs some “Resin, pulpotomy, extraction” and a whole bunch of other things I don’t understand much. Total bull is a little under 3,000. Medicaid/Medicare won’t cover it. So i started looking online for dental insurance. And being honest I’m completely confused on everything. HMO, DHMO, PPO, etc. Could anyone basically dumb it down for me or point me in a direction of where/what type of insurance I should get? I’m in the state of Illinois If that matters. Thank you
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