One of the biggest risks for early retirees is health insurance. Assuming you don’t quality for ADA and have to buy private health insurance for 25k or more/year with high deductible + copay , wouldn’t it be affordable to directly pay the bills with providers without any insurance plans for healthy individuals? Even if you have to visit doctor 2-3 times a year and have to pay for lab services, it may not come to the premium + copay + detectable etc.
The doctor visits would cost $200-500
Common Prescription drugs ~$100-1000
Lab work, Xray, Scan etc – $ 1000-3000
Assuming one can fly out of country for treatment for any serious health conditions, am I missing anything obvious here?
submitted by /u/eltoda
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One of the biggest risks for early retirees is health insurance. Assuming you don’t quality for ADA and have to buy private health insurance for 25k or more/year with high deductible + copay , wouldn’t it be affordable to directly pay the bills with providers without any insurance plans for healthy individuals? Even if you have to visit doctor 2-3 times a year and have to pay for lab services, it may not come to the premium + copay + detectable etc. The doctor visits would cost $200-500 Common Prescription drugs ~$100-1000 Lab work, Xray, Scan etc – $ 1000-3000 Assuming one can fly out of country for treatment for any serious health conditions, am I missing anything obvious here?
submitted by /u/eltoda [link] [comments]Read Morer/HealthInsurance