Pregnant SO doesn’t quality for APTC?

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Hello, my SO and I recently found out we are expecting. We are unmarried, and in trying to find the best deal for health insurance, we are looking at all of our options. It is looking like having her have the child as a single mother will give us the most financial assistance.

We have both been on Medi-cal (Covered CA), and when renewing our plans for next year, I noticed she does not qualify for APTC (federal tax credit). This basically means she would pay 100% premium for health insurance.

The only difference between my application and hers; I make $10k more per year ($36k / $24k), and she is pregnant.

With my application I am eligible for ~$240/mo tax credit.

With her application she is eligible for $0/mo tax credit.

Does anyone have any idea why she does not qualify, and what steps I need to take to get her on an inexpensive healthcare plan?

We are located in California. Thanks for any advice.

submitted by /u/not_a_cup
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Hello, my SO and I recently found out we are expecting. We are unmarried, and in trying to find the best deal for health insurance, we are looking at all of our options. It is looking like having her have the child as a single mother will give us the most financial assistance. We have both been on Medi-cal (Covered CA), and when renewing our plans for next year, I noticed she does not qualify for APTC (federal tax credit). This basically means she would pay 100% premium for health insurance. The only difference between my application and hers; I make $10k more per year ($36k / $24k), and she is pregnant. With my application I am eligible for ~$240/mo tax credit. With her application she is eligible for $0/mo tax credit. Does anyone have any idea why she does not qualify, and what steps I need to take to get her on an inexpensive healthcare plan? We are located in California. Thanks for any advice.
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