Risk planning – Seriously, how much does Health Insurance cost if I lose my job? Why is this so hard to answer?!

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I’m a MA resident for an IL based company. My health insurance is tied to my job, and covers my family; say spouse and 2 kids. If I lose that policy due to layoffs, or even being fired with cause, what are my options? HealthCare.gov gives cryptic options of “the marketplace” and COBRA. Everyone I’ve talked to has said COBRA is most expensive option… But what are the estimated values? Are there other factors? Can we even get an accurate estimate?

FYI – The flair is split between COBRA and Market Place but I can only choose one.

submitted by /u/MinistryOfStopIt
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I’m a MA resident for an IL based company. My health insurance is tied to my job, and covers my family; say spouse and 2 kids. If I lose that policy due to layoffs, or even being fired with cause, what are my options? HealthCare.gov gives cryptic options of “the marketplace” and COBRA. Everyone I’ve talked to has said COBRA is most expensive option… But what are the estimated values? Are there other factors? Can we even get an accurate estimate? FYI – The flair is split between COBRA and Market Place but I can only choose one.
submitted by /u/MinistryOfStopIt [link] [comments]Read Morer/HealthInsurance

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