Should I switch off COBRA now or wait? (with newborn)

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Baby was born 11/14 under my wife’s COBRA insurance plan. Should I switch the baby to my work insurance now, or wait to switch until starting 2021 and in the meantime add the baby to her COBRA plan? I work for a small company (<10) and her COBRA insurance is much better. Would all the delivery/medical expenses from birth still get billed to my wife’s COBRA insurance if I switch now? Baby was healthy (no NICU / special treatment) and we were out of hospital on 11/16.

submitted by /u/Anonuser582
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Baby was born 11/14 under my wife’s COBRA insurance plan. Should I switch the baby to my work insurance now, or wait to switch until starting 2021 and in the meantime add the baby to her COBRA plan? I work for a small company (<10) and her COBRA insurance is much better. Would all the delivery/medical expenses from birth still get billed to my wife’s COBRA insurance if I switch now? Baby was healthy (no NICU / special treatment) and we were out of hospital on 11/16.
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