Still owe money after insurance because of a secondary procedure I didn’t know about.

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I recently had an angiogram due to the discovery of a brain aneurysm on an MRI. The angiogram itself was covered by my insurance and I just needed to pay my copay of $100 for outpatient surgery.

However, after my angiograph they used an angio seal device in my groin to seal up the vein. This step was necessary or else I could have bled out. My insurance counted this as an secondary procedure and they would not approve it fully because I did not get prior authorization. But I was not told that I got this device until after I woke up from anesthesia.

The insurance partially covered the cost of $2500. I got a bill from the hospital for $800. Am I stuck paying this or is there something I can do with my insurance company or the hospital? I know $800 could be way worse, but I’m on a tight budget due to COVID and trying to pay my private student loans.

submitted by /u/Staphyl_aureus
[link] [comments]
I recently had an angiogram due to the discovery of a brain aneurysm on an MRI. The angiogram itself was covered by my insurance and I just needed to pay my copay of $100 for outpatient surgery. However, after my angiograph they used an angio seal device in my groin to seal up the vein. This step was necessary or else I could have bled out. My insurance counted this as an secondary procedure and they would not approve it fully because I did not get prior authorization. But I was not told that I got this device until after I woke up from anesthesia. The insurance partially covered the cost of $2500. I got a bill from the hospital for $800. Am I stuck paying this or is there something I can do with my insurance company or the hospital? I know $800 could be way worse, but I’m on a tight budget due to COVID and trying to pay my private student loans.
submitted by /u/Staphyl_aureus [link] [comments]Read Morer/HealthInsurance

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