Why did my employer suddenly offer medical coverage and should they have done so previously?

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I have worked in a full-time temporary position for my local county government since January 2020. The position does not provide any benefits and I was expected to work through December 2020. In mid-November I received an email from their HR Benefits dept stating that I was eligible for medical coverage for the 2021 plan year. Specifically, they said:

Under the provisions of the Affordable Care Act, your X County employment history has qualified for enrollment in medical coverage effective January 1, 2021, for you and any eligible dependents, if applicable.

I informed them that I was expecting my position to end in December but if it continued I wanted to select a plan. They said to let them know if the position ends up extending into 2021.

Last week, I accepted a full-time permanent position with the county in the same department I’ve been working in this year. I was investigating when my benefits would begin and remembered this email. At the time, I assumed there was something about working there for a year that meant they had to cover medical under ACA, but I haven’t yet been able to find anything like that.

Does anyone have any idea why they might have decided to extend medical coverage to me for 2021? I read that employers with over 50 employees (which the county certainly has) have to provide insurance. Is there something about being in a temporary (even though very much full-time) position that exempted them from having to offer me insurance?

submitted by /u/FearlessRaisin
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I have worked in a full-time temporary position for my local county government since January 2020. The position does not provide any benefits and I was expected to work through December 2020. In mid-November I received an email from their HR Benefits dept stating that I was eligible for medical coverage for the 2021 plan year. Specifically, they said: Under the provisions of the Affordable Care Act, your X County employment history has qualified for enrollment in medical coverage effective January 1, 2021, for you and any eligible dependents, if applicable. I informed them that I was expecting my position to end in December but if it continued I wanted to select a plan. They said to let them know if the position ends up extending into 2021. Last week, I accepted a full-time permanent position with the county in the same department I’ve been working in this year. I was investigating when my benefits would begin and remembered this email. At the time, I assumed there was something about working there for a year that meant they had to cover medical under ACA, but I haven’t yet been able to find anything like that. Does anyone have any idea why they might have decided to extend medical coverage to me for 2021? I read that employers with over 50 employees (which the county certainly has) have to provide insurance. Is there something about being in a temporary (even though very much full-time) position that exempted them from having to offer me insurance?
submitted by /u/FearlessRaisin [link] [comments]Read Morer/HealthInsurance

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