Will marketplace deny subsidy based on my spouses employer-provided insurance costs, even though the cost to add me on is unaffordable?

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I live in TN and my husband has insurance through his employer (based in FL). The cost of his insurance is reasonable but to add me on is extremely expensive. I do not have access to health insurance through the state (they only cover pregnant women and kids) or an employer although I am looking for a job. I am worried they will not approve me for a subsidy even though our income is only 35k a year, just bc his employer offers him insurance. Its like 4x more expensive to add me on, but it seems like the marketplace application only takes into account how much it costs my *husband* to get insurance through his employer – a way lower price than for me. Will they really deny my subsidy? What is considered “affordable” to them?

submitted by /u/MellyBean2012
[link] [comments]
I live in TN and my husband has insurance through his employer (based in FL). The cost of his insurance is reasonable but to add me on is extremely expensive. I do not have access to health insurance through the state (they only cover pregnant women and kids) or an employer although I am looking for a job. I am worried they will not approve me for a subsidy even though our income is only 35k a year, just bc his employer offers him insurance. Its like 4x more expensive to add me on, but it seems like the marketplace application only takes into account how much it costs my *husband* to get insurance through his employer – a way lower price than for me. Will they really deny my subsidy? What is considered “affordable” to them?
submitted by /u/MellyBean2012 [link] [comments]Read Morer/HealthInsurance

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