I did not opt out of my employer’s HDHP because it is free and I am a dependent on my husband’s. I had no idea primary insurance was a thing until my husband’s insurance started to deny my claims. I am pregnant. Will I have to pay my full $5k deductible before secondary insurance picks up additional costs? If so, should I cancel my primary insurance?
Primary Insurance – $5k deductible, $6800 out of pocket max
Secondary Insurance – $500 deductible, $2500 out of pocket max
submitted by /u/Outrageous-Space1742
[link] [comments]I did not opt out of my employer’s HDHP because it is free and I am a dependent on my husband’s. I had no idea primary insurance was a thing until my husband’s insurance started to deny my claims. I am pregnant. Will I have to pay my full $5k deductible before secondary insurance picks up additional costs? If so, should I cancel my primary insurance? Primary Insurance – $5k deductible, $6800 out of pocket max Secondary Insurance – $500 deductible, $2500 out of pocket max submitted by /u/Outrageous-Space1742 [link] [comments]Read Morer/HealthInsurance