So I am a 26 yo single male who recently resigned one job in December 2021 and accepted a new job in NYC with salary around 90K starting January 2022. My former employer’s health benefits end at the end of December 2021 and the health benefits for my new job don’t start until 3 months after my start date (its an 1199 union position so health benefits kick in after a certain period) which is April 3rd 2022. I am a healthy individual with no chronic conditions and rarely go to the doctor besides regular checkups. I am also in the process of moving into a new apartment in January 2022 which includes furnishing, etc. My question is whether it’s worth it to do COBRA for 3 months (which I heard is expensive) or just pick a cheap marketplace insurance (which I’ve read doesn’t have good coverage)? I am leaning towards picking a cheap marketplace insurance, but I’m not even sure what option is best for me.
submitted by /u/iliofemoraljoint9
[link] [comments]So I am a 26 yo single male who recently resigned one job in December 2021 and accepted a new job in NYC with salary around 90K starting January 2022. My former employer’s health benefits end at the end of December 2021 and the health benefits for my new job don’t start until 3 months after my start date (its an 1199 union position so health benefits kick in after a certain period) which is April 3rd 2022. I am a healthy individual with no chronic conditions and rarely go to the doctor besides regular checkups. I am also in the process of moving into a new apartment in January 2022 which includes furnishing, etc. My question is whether it’s worth it to do COBRA for 3 months (which I heard is expensive) or just pick a cheap marketplace insurance (which I’ve read doesn’t have good coverage)? I am leaning towards picking a cheap marketplace insurance, but I’m not even sure what option is best for me. submitted by /u/iliofemoraljoint9 [link] [comments]Read Morer/HealthInsurance