I’ve looked through several certificates of coverage for medical plans and typically see a line in the schedule of benefits about a 4th quarter deductible carryover. All plans that I’ve come across have the carryover excluded. Is it common to exclude the 4th quarter carryover on group health plans? It seems like a nice benefit but I wonder if there are cons, like an impact in premium. Curious to hear your thoughts or insights on this!
submitted by /u/choocheu
[link] [comments]I’ve looked through several certificates of coverage for medical plans and typically see a line in the schedule of benefits about a 4th quarter deductible carryover. All plans that I’ve come across have the carryover excluded. Is it common to exclude the 4th quarter carryover on group health plans? It seems like a nice benefit but I wonder if there are cons, like an impact in premium. Curious to hear your thoughts or insights on this! submitted by /u/choocheu [link] [comments]Read Morer/HealthInsurance