Hi all! I was diagnosed summer of 2019 and have thankfully been doing fine with my MS (after the hospital fixed my double vision). Unfortunately I turn 26 soon and will lose my parents heath insurance. I am in between jobs because of the pandemic, working 2 part time jobs and applying for a third. I love in Michigan. I’ve spent days trying to find insurance that would cover my blood work, medication, neurologist visits and MRIs and everything is either too expensive, doesn’t cover anything or both. I’m on a specialty medication so that also needs covered. Does anyone have any experience, warnings, recommendations or resources to help me find coverage? Up until this point I was on BCBS federal that covered literally everything (with copays) but that isn’t even an option anymore. Thank you in advanced! I’m trying not to cry over how frustrating this is, everyone is just giving me vague answers and trying to get me to sign as soon as possible. But if it’s not gonna cover anything I need then what’s the point? I can afford 200 a month but not if I’m gonna have to pay $8,000 outa pocket at the end. Michigan has enough uninsured people I can do most things cash without insurance for less but the bloodwork will be the end of me. Thank you again, I’m so lost and frustrated, normally I can dig into something until I understand but I can only dig so far. I’m also getting at least 15 calls a day now from people trying to sell me insurance and I want to break my phone.
Age:26
Zipcode: 48186
Income: 28,000 maybe if I still have 2 jobs, 1 may be closing, may get a 3rd, who knows it’s a pandemic
submitted by /u/Stooshey
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Hi all! I was diagnosed summer of 2019 and have thankfully been doing fine with my MS (after the hospital fixed my double vision). Unfortunately I turn 26 soon and will lose my parents heath insurance. I am in between jobs because of the pandemic, working 2 part time jobs and applying for a third. I love in Michigan. I’ve spent days trying to find insurance that would cover my blood work, medication, neurologist visits and MRIs and everything is either too expensive, doesn’t cover anything or both. I’m on a specialty medication so that also needs covered. Does anyone have any experience, warnings, recommendations or resources to help me find coverage? Up until this point I was on BCBS federal that covered literally everything (with copays) but that isn’t even an option anymore. Thank you in advanced! I’m trying not to cry over how frustrating this is, everyone is just giving me vague answers and trying to get me to sign as soon as possible. But if it’s not gonna cover anything I need then what’s the point? I can afford 200 a month but not if I’m gonna have to pay $8,000 outa pocket at the end. Michigan has enough uninsured people I can do most things cash without insurance for less but the bloodwork will be the end of me. Thank you again, I’m so lost and frustrated, normally I can dig into something until I understand but I can only dig so far. I’m also getting at least 15 calls a day now from people trying to sell me insurance and I want to break my phone. Age:26 Zipcode: 48186 Income: 28,000 maybe if I still have 2 jobs, 1 may be closing, may get a 3rd, who knows it’s a pandemic
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