Should I get second coverage or pay out of pocket?

Hey everyone! I am having surgery in May. My insurance will cover 80% but I will be stuck with the other 20%. My husband is a student and can add me to a health plan that also will pay 80%. The health plan would be $500 for the semester. The surgery will be $1600+ considering all goes well. I don’t know how dual insurance works. Would the second insurance pick up the rest? What do you recommend?

submitted by /u/PresidentDixie
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Hey everyone! I am having surgery in May. My insurance will cover 80% but I will be stuck with the other 20%. My husband is a student and can add me to a health plan that also will pay 80%. The health plan would be $500 for the semester. The surgery will be $1600+ considering all goes well. I don’t know how dual insurance works. Would the second insurance pick up the rest? What do you recommend?
submitted by /u/PresidentDixie [link] [comments]Read Morer/HealthInsurance

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