I’m feeling really lost at where to begin. My out-of-network telehealth mental health deductible is $4500 with 60% coverage after that (it’s $150 per weekly therapy session). I’m 23, in Texas, and currently on my mom’s BlueCross BlueShield of Oklahoma PPO plan. I’m looking to switch to a plan that has better out-of-network coverage.
I’m a contractor/freelancer so I knew eventually I’d need to look for a plan after I turned 25. But there are so many options and I’m not sure where to even begin looking. Switching therapists is a last resort, it took me so long to get into therapy, I’m worried if I stop I’ll just never get another one. Therapy has been really good for me so far and the thought of starting over with someone new is very daunting.
Any advice?
submitted by /u/thisismyname27
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I’m feeling really lost at where to begin. My out-of-network telehealth mental health deductible is $4500 with 60% coverage after that (it’s $150 per weekly therapy session). I’m 23, in Texas, and currently on my mom’s BlueCross BlueShield of Oklahoma PPO plan. I’m looking to switch to a plan that has better out-of-network coverage. I’m a contractor/freelancer so I knew eventually I’d need to look for a plan after I turned 25. But there are so many options and I’m not sure where to even begin looking. Switching therapists is a last resort, it took me so long to get into therapy, I’m worried if I stop I’ll just never get another one. Therapy has been really good for me so far and the thought of starting over with someone new is very daunting. Any advice?
submitted by /u/thisismyname27 [link] [comments]Read Morer/HealthInsurance