I have blue shield of California and have been on silver for a year. I was just told I could move down to bronze and save almost $100/mo + get a subsidy from the gov too making the savings about $150/mo!
Last year we had two broken arms and a broken foot in Jan/feb, that plus any normal stuff (dermatologist etc) we charged up $5k as a family which just hit our silver deductible. Deductible for bronze is $14k for family which it’s also the OOP max.
So do I take the known monthly savings (likely spend on a rider like Aflac since sports are coming back) or do I give it another year (9mos?) and see?
Seems like I should give it a go since it’s less than a year of mistake?
I’m on the open market or whatever, it’s not through my work.
submitted by /u/ivanlawrence
[link] [comments]
I have blue shield of California and have been on silver for a year. I was just told I could move down to bronze and save almost $100/mo + get a subsidy from the gov too making the savings about $150/mo! Last year we had two broken arms and a broken foot in Jan/feb, that plus any normal stuff (dermatologist etc) we charged up $5k as a family which just hit our silver deductible. Deductible for bronze is $14k for family which it’s also the OOP max. So do I take the known monthly savings (likely spend on a rider like Aflac since sports are coming back) or do I give it another year (9mos?) and see? Seems like I should give it a go since it’s less than a year of mistake? I’m on the open market or whatever, it’s not through my work.
submitted by /u/ivanlawrence [link] [comments]Read Morer/HealthInsurance