Which one is better? HDHP company contributes $2k towards HSA.. Please help me choose best plan we are expecting baby around December.
==> PPO — $184.00(Premium per paycheck)
deductible $500/$1500
Out of pocket $3000/$6000
Office visits — Primary provider ($25) telemedicine provider ($10)
Lab and Xray, Inpatient Hospitalization, Outpatient Surgery 10% after deductible
Urgent care $50, Emergency $100 per visit
==> HDHP w/HSA — $108.50(Premium per paycheck)
Company contributes towards HSA (2000$)
deductible $1500/$3000
Out of pocket $3000/$6000
Office visits — Primary provider, telemedicine provider, Lab and Xray, Inpatient Hospitalization, Outpatient Surgery Urgent care Emergency 10% after deductible
==> HMO option 123$(premium per paycheck)
deductible $0
Out of pocket $1500/$3000
Office visits — Primary provider ($25) telemedicine provider ($10)
Lab and Xray, ($0)
Inpatient Hospitalization (250$ per visit), Outpatient Surgery ($25)
Urgent care $25, Emergency $100 per visit
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Which one is better? HDHP company contributes $2k towards HSA.. Please help me choose best plan we are expecting baby around December. ==> PPO — $184.00(Premium per paycheck) deductible $500/$1500 Out of pocket $3000/$6000 Office visits — Primary provider ($25) telemedicine provider ($10) Lab and Xray, Inpatient Hospitalization, Outpatient Surgery 10% after deductible Urgent care $50, Emergency $100 per visit ==> HDHP w/HSA — $108.50(Premium per paycheck) Company contributes towards HSA (2000$) deductible $1500/$3000 Out of pocket $3000/$6000 Office visits — Primary provider, telemedicine provider, Lab and Xray, Inpatient Hospitalization, Outpatient Surgery Urgent care Emergency 10% after deductible ==> HMO option 123$(premium per paycheck) deductible $0 Out of pocket $1500/$3000 Office visits — Primary provider ($25) telemedicine provider ($10) Lab and Xray, ($0) Inpatient Hospitalization (250$ per visit), Outpatient Surgery ($25) Urgent care $25, Emergency $100 per visit
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