My wife and I currently have health insurance through our separate full time employers. She will be leaving her job on June 5th to work full time on her own business (only her, no employees). I would like to add her to my insurance through my employer, but I have some questions because I’m getting conflicting info.
My employer is telling me they have to start her insurance on the day her current insurance ends (June 5th). However, her employer is saying she should be able to start on my insurance on July 1st because she has the option to retroactively pay COBRA if some unexpected claim pops up during June. This would obviously save me the June premium. Is it true that she has to start on my insurance on June 5th? If not, is there really any reason not to start it on July 1st? The insurance is Cigna, in case that matters.
submitted by /u/StrangeSatellite
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My wife and I currently have health insurance through our separate full time employers. She will be leaving her job on June 5th to work full time on her own business (only her, no employees). I would like to add her to my insurance through my employer, but I have some questions because I’m getting conflicting info. My employer is telling me they have to start her insurance on the day her current insurance ends (June 5th). However, her employer is saying she should be able to start on my insurance on July 1st because she has the option to retroactively pay COBRA if some unexpected claim pops up during June. This would obviously save me the June premium. Is it true that she has to start on my insurance on June 5th? If not, is there really any reason not to start it on July 1st? The insurance is Cigna, in case that matters.
submitted by /u/StrangeSatellite [link] [comments]Read Morer/HealthInsurance