To compare the health insurance plans offered by a particular insurance company, you can visit its official website. However, if you want to compare the best health insurance plans in the market, it would be better if you compare the policies online through a website like Bajaj Finserv.
This is because it offers insurance plans offered by multiple insurance providers under one roof. While exploring the various insurance plans provided on its website, you can compare them on the basis of the below-given factors:
Coverage amount
Knowing the maximum coverage amount that you may get after raising a claim is important because it will let you know how financially prepared you should be in case of a medical emergency. Go for the policies that offer a coverage amount sufficient enough to take care of the entire medical expenses of you or your family members during a medical emergency.
Insurance up-gradation
It is important to subscribe to a health insurance plan that allows you to easily upgrade the policy with the necessary features upon requirement. For example, if you feel like upgrading your health insurance plan upon receiving a hike on salary, the insurance provider must provide easy ways to do so.
Waiting period
After subscribing to a health insurance plan, you will not be able to raise a claim till the completion of a waiting period. If the waiting period is longer for a specific insurance policy then it would not provide you with immediate financial cover.
The waiting period for pre-existing ailments or illnesses should also be confirmed so that you don’t end up claiming for a medical cover before completion of this period. The best health insurance plans will come with a minimum waiting period even for pre-existing conditions and will provide a high coverage amount at an affordable premium.
submitted by /u/alpee1212
[link] [comments]
To compare the health insurance plans offered by a particular insurance company, you can visit its official website. However, if you want to compare the best health insurance plans in the market, it would be better if you compare the policies online through a website like Bajaj Finserv. This is because it offers insurance plans offered by multiple insurance providers under one roof. While exploring the various insurance plans provided on its website, you can compare them on the basis of the below-given factors:
Coverage amount
Knowing the maximum coverage amount that you may get after raising a claim is important because it will let you know how financially prepared you should be in case of a medical emergency. Go for the policies that offer a coverage amount sufficient enough to take care of the entire medical expenses of you or your family members during a medical emergency.
Insurance up-gradation
It is important to subscribe to a health insurance plan that allows you to easily upgrade the policy with the necessary features upon requirement. For example, if you feel like upgrading your health insurance plan upon receiving a hike on salary, the insurance provider must provide easy ways to do so.
Waiting period
After subscribing to a health insurance plan, you will not be able to raise a claim till the completion of a waiting period. If the waiting period is longer for a specific insurance policy then it would not provide you with immediate financial cover. The waiting period for pre-existing ailments or illnesses should also be confirmed so that you don’t end up claiming for a medical cover before completion of this period. The best health insurance plans will come with a minimum waiting period even for pre-existing conditions and will provide a high coverage amount at an affordable premium.
submitted by /u/alpee1212 [link] [comments]Read Morer/HealthInsurance