My 8 year old had a direct admit to the hospital for some GI issues. He stayed 2 nights. We have a PPO and have met our out of pocket max for the year already on a high deductible plan. The hospital is in network in CA. Unfortunately, we did not get pre authorization for the hospital stay. It didn’t even cross my mind to call and check. What happens now? Should I call the insurance company now to discuss? Or wait and see what happens when the bill comes? Will insurance typically still cover the stay as long as it is medically necessary? I am pretty much freaking out that we are going to be paying thousands.
submitted by /u/kurlykay1
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My 8 year old had a direct admit to the hospital for some GI issues. He stayed 2 nights. We have a PPO and have met our out of pocket max for the year already on a high deductible plan. The hospital is in network in CA. Unfortunately, we did not get pre authorization for the hospital stay. It didn’t even cross my mind to call and check. What happens now? Should I call the insurance company now to discuss? Or wait and see what happens when the bill comes? Will insurance typically still cover the stay as long as it is medically necessary? I am pretty much freaking out that we are going to be paying thousands.
submitted by /u/kurlykay1 [link] [comments]Read Morer/HealthInsurance