Hello!
My wife and I are recently without health insurance due to a change in my career. The company I am with now offers health insurance but it’s more expensive than what the Healthcare Marketplace is offering me for better plans.
I don’t really understand but I am looking at some Kaiser Permanente plans and some Blue Choice plans. I see the deductible numbers but then on the plan benefits page it says “no charge” for some stuff or just copays. Is it really no charge at all, or just a copay, or is it a copay and then whatever they bill me?
How much am I actually going to pay if I go to an urgent care(Patient First, etc;)? Or maybe to a doctor for the flu? I really don’t understand this. My old plan was just copays for everything. No deductible. Nothing. Just copay at the visit and that’s it.
Any advice is welcome!
These were some of the plans I was considering.
https://content.carefirst.com/sbc/AHHMCN1TRXCMCN74N012021.pdf
https://content.carefirst.com/sbc/AHHMCN1URXCMCN78N012021.pdf
submitted by /u/Drazzirg
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Hello! My wife and I are recently without health insurance due to a change in my career. The company I am with now offers health insurance but it’s more expensive than what the Healthcare Marketplace is offering me for better plans. I don’t really understand but I am looking at some Kaiser Permanente plans and some Blue Choice plans. I see the deductible numbers but then on the plan benefits page it says “no charge” for some stuff or just copays. Is it really no charge at all, or just a copay, or is it a copay and then whatever they bill me? How much am I actually going to pay if I go to an urgent care(Patient First, etc;)? Or maybe to a doctor for the flu? I really don’t understand this. My old plan was just copays for everything. No deductible. Nothing. Just copay at the visit and that’s it. Any advice is welcome! These were some of the plans I was considering. http://info.kaiserpermanente.org/healthplans/maryland/individual/pdfs/2021-ON-Exchange/KP_MD_Catastrophic_8550_0_Vision.pdf https://content.carefirst.com/sbc/AHHMCN1TRXCMCN74N012021.pdf https://content.carefirst.com/sbc/AHHMCN1URXCMCN78N012021.pdf
submitted by /u/Drazzirg [link] [comments]Read Morer/HealthInsurance