Freaking out a bit…..Will I be responsible for my entire surgery?

I’ve had the same health insurance for years through my employer. My husband got a new job in January and we knew the kids and I would be switching to his insurance starting July 1st (when mine ended due to not working enough hours at my job). I had surgery at the end of April but just haven’t paid the bill yet. I always like to wait as bills seem to change. I have about $800 I am responsible for (for the $16,000 surgery). So June 30th comes and my insurance ends. July 1st we get signed up for my husband’s insurance. Today I get a letter from my insurance company informing me that our insurance has ended (no surprise there). But then I read on and it says “Without Medical coverage, you will be responsible for paying the full cost of any healthcare services”.
Does this mean just services after June 30th? Or does it mean ANY I haven’t paid for yet!? I’m freaking out that it means I’ll have to pay $16,000 for the surgery!!!
I hope you have good news for me! Thank you!

submitted by /u/angryduck83
[link] [comments]
I’ve had the same health insurance for years through my employer. My husband got a new job in January and we knew the kids and I would be switching to his insurance starting July 1st (when mine ended due to not working enough hours at my job). I had surgery at the end of April but just haven’t paid the bill yet. I always like to wait as bills seem to change. I have about $800 I am responsible for (for the $16,000 surgery). So June 30th comes and my insurance ends. July 1st we get signed up for my husband’s insurance. Today I get a letter from my insurance company informing me that our insurance has ended (no surprise there). But then I read on and it says “Without Medical coverage, you will be responsible for paying the full cost of any healthcare services”. Does this mean just services after June 30th? Or does it mean ANY I haven’t paid for yet!? I’m freaking out that it means I’ll have to pay $16,000 for the surgery!!! I hope you have good news for me! Thank you!
submitted by /u/angryduck83 [link] [comments]Read Morer/HealthInsurance

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