Im 24 in norcal with an annual income of 30k and will be parting from my parents healthcare plan in august. it’s my first time buying health insurance and I was looking up Obamacare, idk why I didn’t just go to coveredca. I ended up getting a quote from this website named Obamacare-registration.Org. They called me and gave me some plans and the cheapest one which was a catastrophe plan according to them was $246. While what was recommended was $269 it had no deductible, covered hospital visits up to 10k, and I would only pay $15 for visits and $5 for tier 1 medicine. I ended up going with this plan because no deductible sounded nice and having the extra help for emergency hospital visits would help me out a lot. Then I realized that I only went to the doctor 3 times in the last 5 years and one of them was work related. Am I paying way too much for just myself? My current plan is called evolved and they told me it was backed by a company called first health ppo. I looked on coveredca everything recommended to me was sub $150 but I’m not sure if that’s cause they have that $300 financial help going on.
submitted by /u/radi0act1v3
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Im 24 in norcal with an annual income of 30k and will be parting from my parents healthcare plan in august. it’s my first time buying health insurance and I was looking up Obamacare, idk why I didn’t just go to coveredca. I ended up getting a quote from this website named Obamacare-registration.Org. They called me and gave me some plans and the cheapest one which was a catastrophe plan according to them was $246. While what was recommended was $269 it had no deductible, covered hospital visits up to 10k, and I would only pay $15 for visits and $5 for tier 1 medicine. I ended up going with this plan because no deductible sounded nice and having the extra help for emergency hospital visits would help me out a lot. Then I realized that I only went to the doctor 3 times in the last 5 years and one of them was work related. Am I paying way too much for just myself? My current plan is called evolved and they told me it was backed by a company called first health ppo. I looked on coveredca everything recommended to me was sub $150 but I’m not sure if that’s cause they have that $300 financial help going on.
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