For starters, ALL of this is very new to me.
I lost my job the 27th of May. I had a major surgery scheduled for June 9. My previous employer cancelled and backdated my insurance to the end of May. I had been waiting all this time for cobra paperwork, but received nothing. Finally reached out to previous employer, who gave me a third party insurance agent to speak to. She said in lieu of cobra, I’d receive state continuation for three months, provided I write a check to my previous boss himself, and I’d be covered thru to August ($527 for each month!). I only need the coverage for June so I can get my surgery covered. I also find it fishy I have to write the check to my previous boss, rather than Humana, but if that’s what I have to do then okay.
I’ve also been thumbing thru the exchange and landed on a plan that seemed right for my meds and doctors, at only $9ish a month. How the world is this possible? I don’t understand what the “tax credit” means exactly. Am I going to be paying a lot for visits, etc? Is it going to go up on me at any time? More or less, is this going to bite me in the cheeks?
I am in Tennessee. Sorry for the dumb questions, if they are. I do not have a trusted source with which to consult. Thanks in advance
submitted by /u/mmmalloryknox
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For starters, ALL of this is very new to me. I lost my job the 27th of May. I had a major surgery scheduled for June 9. My previous employer cancelled and backdated my insurance to the end of May. I had been waiting all this time for cobra paperwork, but received nothing. Finally reached out to previous employer, who gave me a third party insurance agent to speak to. She said in lieu of cobra, I’d receive state continuation for three months, provided I write a check to my previous boss himself, and I’d be covered thru to August ($527 for each month!). I only need the coverage for June so I can get my surgery covered. I also find it fishy I have to write the check to my previous boss, rather than Humana, but if that’s what I have to do then okay. I’ve also been thumbing thru the exchange and landed on a plan that seemed right for my meds and doctors, at only $9ish a month. How the world is this possible? I don’t understand what the “tax credit” means exactly. Am I going to be paying a lot for visits, etc? Is it going to go up on me at any time? More or less, is this going to bite me in the cheeks? I am in Tennessee. Sorry for the dumb questions, if they are. I do not have a trusted source with which to consult. Thanks in advance
submitted by /u/mmmalloryknox [link] [comments]Read Morer/HealthInsurance