Trying to understand Deductible

I recently gave birth and I’m trying to deal with all my bills. This is my first time that I’ll be meeting my deductible and I’m so confused on how to figure everything out.

I have a $5000 deductible and a $1,600 out of pocket maximum. I have enough bills to cover both amounts but I’m stressing trying to figure out how much I’ve already paid into my deductible. Cigna just says I’ve met my deductible, even though I haven’t paid those bills, they are just going by the claims they’ve received.

My HSA account doesn’t show where the money was spent, just the deposits and withdrawals. How do I figure out how much I’ve spent on bills so far this year?!

submitted by /u/ChampionOfTheSunn
[link] [comments]
I recently gave birth and I’m trying to deal with all my bills. This is my first time that I’ll be meeting my deductible and I’m so confused on how to figure everything out. I have a $5000 deductible and a $1,600 out of pocket maximum. I have enough bills to cover both amounts but I’m stressing trying to figure out how much I’ve already paid into my deductible. Cigna just says I’ve met my deductible, even though I haven’t paid those bills, they are just going by the claims they’ve received. My HSA account doesn’t show where the money was spent, just the deposits and withdrawals. How do I figure out how much I’ve spent on bills so far this year?!
submitted by /u/ChampionOfTheSunn [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.