My husband and I are buying a home. How can I get him inexpensive catastrophe coverage? We don’t qualify for Obama care.

I want to make sure our home is protected (re- medical bills don’t bankrupt us) in case of a serious illness or injury. I have health insurance through my company. Unfortunately they offer spouse insurance so we don’t qualify for Obama care. However It’s 1K cash out of my paycheck each month to cover him through my employer. He barely ever goes to the doctor/we don’t have any meds etc. so I can’t justify spending that much a month (it’s almost 1/5th of my yearly take home). Is there a private insurer w/ a super high deductible but low copay we can get? I am having a hard time finding anything online.

submitted by /u/Icankeepthebeat
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I want to make sure our home is protected (re- medical bills don’t bankrupt us) in case of a serious illness or injury. I have health insurance through my company. Unfortunately they offer spouse insurance so we don’t qualify for Obama care. However It’s 1K cash out of my paycheck each month to cover him through my employer. He barely ever goes to the doctor/we don’t have any meds etc. so I can’t justify spending that much a month (it’s almost 1/5th of my yearly take home). Is there a private insurer w/ a super high deductible but low copay we can get? I am having a hard time finding anything online.
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