Looking for some advice on the plans offered from a new gig. This gig will probably last 3-6 months. I don’t think any of these are great or affordable but these would be the options I’d have.
I am 35, female ,single living in Brooklyn NY, I will be making about $60/hr full-time and would be paid on a weekly schedule.
I do have a chronic condition that (annually) requires 2-4 specialists visits, 1-2 blood work request and an IV treatments every 3 months ( I get J&J assistance program to help cover the excess on that.)
Aside from that I don’t usually have a PCP and I’d use Teladoc with my old insurance to get care for minor things like rash, cold & flu, etc. Had one Urgent Care visit this year and paid $125 for that. Don’t have any other recurring meds.
*Out of pocket Max includes deductible.
BASIC – $31.44/wkDeductible $5kNO HRAOOP Max $6,350Copays/Urgent Care/Telehealth visits 20% after deductible
HRA – $40.41/wkDeductible $3kHRA $500OOP Max $6,350Copays/Urgent Care/Telehealth visits 20% after deductible
Premium – $72.93/wkDeductible $750NO HRAOOP Max $2,000Copays 25 PCP 45 SP /Urgent Care $50 /Telehealth 0
Here a table comparing the 3 plans.
*They almost had me thinking the HRA was an HSA. Lol
submitted by /u/MillyOnFire
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Looking for some advice on the plans offered from a new gig. This gig will probably last 3-6 months. I don’t think any of these are great or affordable but these would be the options I’d have. I am 35, female ,single living in Brooklyn NY, I will be making about $60/hr full-time and would be paid on a weekly schedule. I do have a chronic condition that (annually) requires 2-4 specialists visits, 1-2 blood work request and an IV treatments every 3 months ( I get J&J assistance program to help cover the excess on that.) Aside from that I don’t usually have a PCP and I’d use Teladoc with my old insurance to get care for minor things like rash, cold & flu, etc. Had one Urgent Care visit this year and paid $125 for that. Don’t have any other recurring meds. *Out of pocket Max includes deductible. BASIC – $31.44/wkDeductible $5kNO HRAOOP Max $6,350Copays/Urgent Care/Telehealth visits 20% after deductible HRA – $40.41/wkDeductible $3kHRA $500OOP Max $6,350Copays/Urgent Care/Telehealth visits 20% after deductible Premium – $72.93/wkDeductible $750NO HRAOOP Max $2,000Copays 25 PCP 45 SP /Urgent Care $50 /Telehealth 0 Here a table comparing the 3 plans. *They almost had me thinking the HRA was an HSA. Lol
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