Options if employer’s insurance is expensive?

I have employer insurance, but the premium is really expensive. This is for myself and my child. Two questions:

Is it possible to enroll ONLY a child (not parents) in insurance through healthcare. gov? We would not qualify for CHIP or Medicaid, asking about regular insurance. I can afford just my own insurance through my employer but adding my child to the plan adds a large cost.

Is it ever possible to sign up for insurance through healthcare .gov if you qualify for employer insurance- for example if the premium or deductible is too expensive through the employer?

Thank you!

submitted by /u/Gaviotas206
[link] [comments]
I have employer insurance, but the premium is really expensive. This is for myself and my child. Two questions: Is it possible to enroll ONLY a child (not parents) in insurance through healthcare. gov? We would not qualify for CHIP or Medicaid, asking about regular insurance. I can afford just my own insurance through my employer but adding my child to the plan adds a large cost. Is it ever possible to sign up for insurance through healthcare .gov if you qualify for employer insurance- for example if the premium or deductible is too expensive through the employer? Thank you!
submitted by /u/Gaviotas206 [link] [comments]Read Morer/HealthInsurance

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