As I’m sitting on hold with the hospital, I figured I might as well see what this community has to offer. 🤞🏻🤞🏻
My husband had a foot surgery in May, and we were told if we paid that day we’d get a discount, so we did. The estimate broke down what would go towards our $1500 deductible ($1404) and our coinsurance ($1244) so we paid the total of that ($2649), but with the discount, so $2120.
We’ve recently been receiving bills for the additional services (anesthesia, anesthesia RN, physicians fees), but insurance is looking at those bills as though we haven’t yet met our deductible (which between what we paid day-of and prior doctors visits, we definitely have).
My question is where do we get our deductible benefit here? Do we just hold off on paying the additional bills until our hospital bill processes with insurance- will our deductible then kick in retroactively? Or will the hospital need to reimburse us? Will they do this without us calling them (/sitting on hold) regularly?
Any advice welcome, thanks!
submitted by /u/lifesatailgate7619
[link] [comments]
As I’m sitting on hold with the hospital, I figured I might as well see what this community has to offer. 🤞🏻🤞🏻 My husband had a foot surgery in May, and we were told if we paid that day we’d get a discount, so we did. The estimate broke down what would go towards our $1500 deductible ($1404) and our coinsurance ($1244) so we paid the total of that ($2649), but with the discount, so $2120. We’ve recently been receiving bills for the additional services (anesthesia, anesthesia RN, physicians fees), but insurance is looking at those bills as though we haven’t yet met our deductible (which between what we paid day-of and prior doctors visits, we definitely have). My question is where do we get our deductible benefit here? Do we just hold off on paying the additional bills until our hospital bill processes with insurance- will our deductible then kick in retroactively? Or will the hospital need to reimburse us? Will they do this without us calling them (/sitting on hold) regularly? Any advice welcome, thanks!
submitted by /u/lifesatailgate7619 [link] [comments]Read Morer/HealthInsurance