I’m having a hard time navigating rules, laws, etc surrounding health insurance. I’ll try to be brief and appreciate any help.
I’m accepting a new job that pays $58k a year. Medical, Dental, and Vision come out to $740 for family coverage. My wife is not planning on working, and staying home to care for our daughter. I’m eligible for insurance on 12/1. Am I able to go through the marketplace to find cheaper insurance? If I just cover myself, can my wife and child be covered through the marketplace even if that means declining my insurance? What’s the deal with the healthcare subsidy? I’m just trying to wrap my head around how insurance is so expensive, and how to navigate it in the most cost effective way.
submitted by /u/willsquirtforfood
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I’m having a hard time navigating rules, laws, etc surrounding health insurance. I’ll try to be brief and appreciate any help. I’m accepting a new job that pays $58k a year. Medical, Dental, and Vision come out to $740 for family coverage. My wife is not planning on working, and staying home to care for our daughter. I’m eligible for insurance on 12/1. Am I able to go through the marketplace to find cheaper insurance? If I just cover myself, can my wife and child be covered through the marketplace even if that means declining my insurance? What’s the deal with the healthcare subsidy? I’m just trying to wrap my head around how insurance is so expensive, and how to navigate it in the most cost effective way.
submitted by /u/willsquirtforfood [link] [comments]Read Morer/HealthInsurance