Is there any disadvantage to getting health insurance through a health adviser/agent/adviser in USA?

Does it end up indirectly costing the patient any more in any way?

My other concern is this: if the broker and I both think something will be covered by insurance, but then the insurance company doesn’t think so and I can’t get coverage

My other concern is this: can information you give to the broker / agent/adviser hurt you in any way?

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Trying to convince my Mom to pay for a new health insurance that will cover a broader area than my current HMO

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Does it end up indirectly costing the patient any more in any way? My other concern is this: if the broker and I both think something will be covered by insurance, but then the insurance company doesn’t think so and I can’t get coverage My other concern is this: can information you give to the broker / agent/adviser hurt you in any way? ​ Trying to convince my Mom to pay for a new health insurance that will cover a broader area than my current HMO
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