Hello! Im a little bit stuck in choosing health insurance. I am in a work contract through a recruitment agency so I do not receive any employer match for health insurance, however my contractor does give me the option to use 3 different health plans. The cost out of my paycheck is more than I’ve ever been used to so I want to see if I’d have better luck looking somewhere else (marketplace or other things I haven’t thought of?) or if I should just take this (for my husband and I)
Income: $104k/year
Contractor Health plan option 1: $720/month 8k deductible 14k out of pocket max
Option 2: $916/month 4K deductible $9300 OOP Max
Option 3 $1100/month 3k deductible 4K OOP max
We are generally healthy people besides one of us needing a prescription for Adoral. And probably worth mentioning we would like to start a family too (if it’s financially possible with these premiums 😣)
submitted by /u/FourHareDay
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Hello! Im a little bit stuck in choosing health insurance. I am in a work contract through a recruitment agency so I do not receive any employer match for health insurance, however my contractor does give me the option to use 3 different health plans. The cost out of my paycheck is more than I’ve ever been used to so I want to see if I’d have better luck looking somewhere else (marketplace or other things I haven’t thought of?) or if I should just take this (for my husband and I) Income: $104k/year Contractor Health plan option 1: $720/month 8k deductible 14k out of pocket max Option 2: $916/month 4K deductible $9300 OOP Max Option 3 $1100/month 3k deductible 4K OOP max We are generally healthy people besides one of us needing a prescription for Adoral. And probably worth mentioning we would like to start a family too (if it’s financially possible with these premiums 😣)
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