Husband and I are in our late 20’s. We live in CA. Currently, we do not have any health complications and usually see the doctor once a year and have a prescription once a month. Just got a new job and these are our options. Not sure what would be the best for our situation and what we should really look for:
Our options:
HMO Bronze – Kaiser Monthly premium – $2.00 Yearly deductible – $12,600 Primary care visits – $65 (before deductible) PPO HDHP Bronze – Blue Shield Monthly premium – $68.07 Yearly deductible – $14,000 Primary care visits – 0% coinsurance after deductible PPO Bronze – Blue Shield Monthly premium – $76.79 Yearly deductible – $12,600 Primary care visits – $65 (before deductible) HMO Silver – Kaiser Monthly premium – $97.88 Yearly deductible – $8,000 Primary care visits – $40 copay
Let me know if I need to supply more information. I’m not sure what kind of info I should be focusing on.
submitted by /u/Endlessly_Trying
[link] [comments]Husband and I are in our late 20’s. We live in CA. Currently, we do not have any health complications and usually see the doctor once a year and have a prescription once a month. Just got a new job and these are our options. Not sure what would be the best for our situation and what we should really look for: Our options: HMO Bronze – Kaiser Monthly premium – $2.00 Yearly deductible – $12,600 Primary care visits – $65 (before deductible) PPO HDHP Bronze – Blue Shield Monthly premium – $68.07 Yearly deductible – $14,000 Primary care visits – 0% coinsurance after deductible PPO Bronze – Blue Shield Monthly premium – $76.79 Yearly deductible – $12,600 Primary care visits – $65 (before deductible) HMO Silver – Kaiser Monthly premium – $97.88 Yearly deductible – $8,000 Primary care visits – $40 copay Let me know if I need to supply more information. I’m not sure what kind of info I should be focusing on. submitted by /u/Endlessly_Trying [link] [comments]Read Morer/HealthInsurance