Long story short, currently on Oxford Freedom (EPO) through work. Due to mental health, I am seeing an out of network provider. Making great strides with them compared to any I’ve ever had. $500 a week.
Oxford being an EPO does not reimburse anything out of network.
I am looking to shop for a plan that reimburses some out of network. I know NYSHIP does 80% but I don’t think I can buy in. There are no other available plans on the marketplace that appear to allow this.
Does anyone have advice on what insurance may be suitable for this purpose? And any advice for approaching ins companies directly to buy from them directly in NY?
submitted by /u/zoomer751
[link] [comments]Long story short, currently on Oxford Freedom (EPO) through work. Due to mental health, I am seeing an out of network provider. Making great strides with them compared to any I’ve ever had. $500 a week. Oxford being an EPO does not reimburse anything out of network. I am looking to shop for a plan that reimburses some out of network. I know NYSHIP does 80% but I don’t think I can buy in. There are no other available plans on the marketplace that appear to allow this. Does anyone have advice on what insurance may be suitable for this purpose? And any advice for approaching ins companies directly to buy from them directly in NY? submitted by /u/zoomer751 [link] [comments]Read Morer/HealthInsurance