Hi, I haven’t had health insurance like 3 years for a bunch of reasons but I’ve really fucked up at my job. I missed the initial period when I started months ago and I missed annual enrollment a few weeks ago. I spend so much money every month on psychiatric prescriptions and doctor appointments. Im also trans and would like to start seeing if I could find a plan to cover SRS for me. I have a few questions about it though.
I applied on the website and I’m eligible but the plans are expensive. I’m honestly not sure if I should buy one or just wait until next year since the premiums are like $300+ and I only make like $2500 a month.
*Am I going to get fined for not having insurance eventually? I remember hearing that in college but I ignored it because I’ve never had a job before and couldn’t afford it.
*Am I going to get denied coverage anyways because I have “pre-existing” conditions? I have diagnosed depression, bipolar disorder, gender dysphoria, and anxiety. This worries me and is part of the reason I didn’t enroll with my job before.
Thanks, sorry. I’ve never had my insurance before and I’m really bad with money. I don’t know what to do tbh.
submitted by /u/LaOrganika
[link] [comments]Hi, I haven’t had health insurance like 3 years for a bunch of reasons but I’ve really fucked up at my job. I missed the initial period when I started months ago and I missed annual enrollment a few weeks ago. I spend so much money every month on psychiatric prescriptions and doctor appointments. Im also trans and would like to start seeing if I could find a plan to cover SRS for me. I have a few questions about it though. I applied on the website and I’m eligible but the plans are expensive. I’m honestly not sure if I should buy one or just wait until next year since the premiums are like $300+ and I only make like $2500 a month. *Am I going to get fined for not having insurance eventually? I remember hearing that in college but I ignored it because I’ve never had a job before and couldn’t afford it. *Am I going to get denied coverage anyways because I have “pre-existing” conditions? I have diagnosed depression, bipolar disorder, gender dysphoria, and anxiety. This worries me and is part of the reason I didn’t enroll with my job before. Thanks, sorry. I’ve never had my insurance before and I’m really bad with money. I don’t know what to do tbh. submitted by /u/LaOrganika [link] [comments]Read Morer/HealthInsurance