I just turned 26 and have to search on healthcare.gov for a new plan as I will not be on my parents’ insurance anymore starting January. I have no idea where to start as we have always been covered by my father’s job’s plan. My job does not have health care benefits. I am generally healthy, usually do not go to the doctor, but would like the option to if needed. I have asthma. Here is what I narrowed it down to:
AvMed Entrust Bronze 625 Dental and Vision $365.88 premium, $0 deductible, $8350 out of pocket max, $70 primary care Tier 1, $140 specialist, $25 tier 1 generic drugs, a hospital stay is $3000 copay a day, energency room $1850
– I have never heard of this insurance before? Has anyone else?
My Blue Bronze 2129- $339.29 premium $0 dedutcible, $8700 out of pocket, PCP no charge tier 1, $20 Specialist, $25 generic drugs, $3000 per day copay hopsital stay, no vision and dental, Emergency room $1100
My Blue Silver 1710- $409.15 premium, $6200 deductible, $8550 out of pocket max, PCP no charge, Specialist $20, generic drugs $30, hospital stay 10% coinsurance after deductible, no vision or dental, Emergency room $600
– Why is the deductible higher for a silver plan than bronze?
BlueCare Bronze 2159- premium $491, deductible $0, Out of pocket max $8700, PCP no charge, specialist $20, generic drugs $30, emergency room $900, hospital stay $3000 copayment per day
– more than I would like to pay in premium costs
Any advise?
submitted by /u/Default_Username5
[link] [comments]I just turned 26 and have to search on healthcare.gov for a new plan as I will not be on my parents’ insurance anymore starting January. I have no idea where to start as we have always been covered by my father’s job’s plan. My job does not have health care benefits. I am generally healthy, usually do not go to the doctor, but would like the option to if needed. I have asthma. Here is what I narrowed it down to: AvMed Entrust Bronze 625 Dental and Vision $365.88 premium, $0 deductible, $8350 out of pocket max, $70 primary care Tier 1, $140 specialist, $25 tier 1 generic drugs, a hospital stay is $3000 copay a day, energency room $1850 – I have never heard of this insurance before? Has anyone else? My Blue Bronze 2129- $339.29 premium $0 dedutcible, $8700 out of pocket, PCP no charge tier 1, $20 Specialist, $25 generic drugs, $3000 per day copay hopsital stay, no vision and dental, Emergency room $1100 My Blue Silver 1710- $409.15 premium, $6200 deductible, $8550 out of pocket max, PCP no charge, Specialist $20, generic drugs $30, hospital stay 10% coinsurance after deductible, no vision or dental, Emergency room $600 – Why is the deductible higher for a silver plan than bronze? BlueCare Bronze 2159- premium $491, deductible $0, Out of pocket max $8700, PCP no charge, specialist $20, generic drugs $30, emergency room $900, hospital stay $3000 copayment per day – more than I would like to pay in premium costs Any advise? submitted by /u/Default_Username5 [link] [comments]Read Morer/HealthInsurance