My old employer-sponsored insurance runs out today. After briefly looking at the super high monthly cost of insurance through the marketplace (I’m in NYC and saw figures of $450/month), I plan to sit on the incoming COBRA offer and only enroll in it to be covered retroactively if I have significant medical expenses that make the cost worth it. Otherwise I’d pay out of pocket for any appointments, etc. However, that COBRA offer will only be good for 60 days (so until January 30, 2022). My new employer has a waiting period for eligibility of benefits, and it is “the 1st of the month after 60 days of employment”, which for me means March 1, 2022 (I start work this coming Dec. 6) I’m very, very frustrated because that is essentially 90 days. What are my best options for that period between January 30 and March 1?
My only recurring medical expense is birth control, and I just received an 84 day supply (so I’ll need to buy another pack on Feb. 20, 2022). I’m 30 with no medical issues.
submitted by /u/willowcat20
[link] [comments]My old employer-sponsored insurance runs out today. After briefly looking at the super high monthly cost of insurance through the marketplace (I’m in NYC and saw figures of $450/month), I plan to sit on the incoming COBRA offer and only enroll in it to be covered retroactively if I have significant medical expenses that make the cost worth it. Otherwise I’d pay out of pocket for any appointments, etc. However, that COBRA offer will only be good for 60 days (so until January 30, 2022). My new employer has a waiting period for eligibility of benefits, and it is “the 1st of the month after 60 days of employment”, which for me means March 1, 2022 (I start work this coming Dec. 6) I’m very, very frustrated because that is essentially 90 days. What are my best options for that period between January 30 and March 1? My only recurring medical expense is birth control, and I just received an 84 day supply (so I’ll need to buy another pack on Feb. 20, 2022). I’m 30 with no medical issues. submitted by /u/willowcat20 [link] [comments]Read Morer/HealthInsurance