I found a doctor (in the U.S.) that was in network, and I paid the $55 copay in office. 5 months after the appointment, I received a bill in the mail for the appointment ($406), and two biopsies ($361 each). They mentioned I’m HMO and my insurance rejected covering the costs.
When I check my insurance portal, I can see a claim where it shows the doctor being in network and it says the patient responsibility is $0.
They offered to drop the bill down to $445 total, but will send the bill to collections if I don’t pay, which will drop my credit score.
Has anyone here been in a similar situation? I’ve contacted the billing department and they said I’ll need to pay since my insurance isn’t covering the cost and I signed a form after the appointment, but I found this doc specifically because they were in network. No referral was required.
submitted by /u/bunny___bear
[link] [comments]I found a doctor (in the U.S.) that was in network, and I paid the $55 copay in office. 5 months after the appointment, I received a bill in the mail for the appointment ($406), and two biopsies ($361 each). They mentioned I’m HMO and my insurance rejected covering the costs. When I check my insurance portal, I can see a claim where it shows the doctor being in network and it says the patient responsibility is $0. They offered to drop the bill down to $445 total, but will send the bill to collections if I don’t pay, which will drop my credit score. Has anyone here been in a similar situation? I’ve contacted the billing department and they said I’ll need to pay since my insurance isn’t covering the cost and I signed a form after the appointment, but I found this doc specifically because they were in network. No referral was required. submitted by /u/bunny___bear [link] [comments]Read Morer/HealthInsurance