Choosing Health Insurance PPO 500 vs PPO 1000 – Child on the way soon

I have to choose a medical plan soon and this confuses me. I am expecting a baby in 3-4 weeks (most likely early Jan).

However I have to choose coverage for 2022 now and I am trying to find the coverage that makes most sense.

I have the following options and their cost. The premium is for me + spouse + child?

Plan PPO 500 PPO 1000 Premium (monthly) 800 600 Deductible Indv 500 1000 Deductible FAM 1,000 2,000 OOP Max Indv 2,000 4,000 OOP Max Fam 4,000 8,000 Baby Cost (out of pocket) ~$3,502 ~3,502

Which plan makes most sense for me and my family?

submitted by /u/alien03
[link] [comments]I have to choose a medical plan soon and this confuses me. I am expecting a baby in 3-4 weeks (most likely early Jan). However I have to choose coverage for 2022 now and I am trying to find the coverage that makes most sense. I have the following options and their cost. The premium is for me + spouse + child? Plan PPO 500 PPO 1000 Premium (monthly) 800 600 Deductible Indv 500 1000 Deductible FAM 1,000 2,000 OOP Max Indv 2,000 4,000 OOP Max Fam 4,000 8,000 Baby Cost (out of pocket) ~$3,502 ~3,502 Which plan makes most sense for me and my family? submitted by /u/alien03 [link] [comments]Read Morer/HealthInsurance

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