TLDR at bottom I got a basic plan (company never heard of) low deductible and out of pocket and after that was met which was soon BUT I mean almost no one accepts that insurance.
So should I get expensive blue cross and pay high premium. Coininsurance is 5% which I’m guessing if I had a $1000 medical bill I’d have to pay $50? And I think that’s even after deductible and out pocket are met.
Basically I’m a guy with mental health issues and drs and appts and rx meds
Also a guy whose health took a gigantic turn when I almost died from having 2 pulmonary embolisms biggest one on my heart along with 4 other blood clots in my lungs and one in leg. So I have to be on really expensive medicine for that
I’m willing to pay the money considering I’m still getting reminded how lucky I am that I survived and my hematologist straight up said the majority of the reason I survived is because I’m young (which maybe to them but 31) but still enough to scare you
TLDR what plan should I look to enroll in if have around 8 prescriptions see 5 different doctors including specialist.
submitted by /u/wayworser
[link] [comments]TLDR at bottom I got a basic plan (company never heard of) low deductible and out of pocket and after that was met which was soon BUT I mean almost no one accepts that insurance. So should I get expensive blue cross and pay high premium. Coininsurance is 5% which I’m guessing if I had a $1000 medical bill I’d have to pay $50? And I think that’s even after deductible and out pocket are met. Basically I’m a guy with mental health issues and drs and appts and rx meds Also a guy whose health took a gigantic turn when I almost died from having 2 pulmonary embolisms biggest one on my heart along with 4 other blood clots in my lungs and one in leg. So I have to be on really expensive medicine for that I’m willing to pay the money considering I’m still getting reminded how lucky I am that I survived and my hematologist straight up said the majority of the reason I survived is because I’m young (which maybe to them but 31) but still enough to scare you TLDR what plan should I look to enroll in if have around 8 prescriptions see 5 different doctors including specialist. submitted by /u/wayworser [link] [comments]Read Morer/HealthInsurance