This group has helped me previously but I’m in a new pickle. I’m comparing two marketplace plans for family of 3 plus baby on the way and I’m wondering if I should get the gold plan for myself and keep husband and toddler in bronze since I know I will need imaging and hospital stay. Currently we are all on Bronze but the oop max is the same for both plans ($8700/15000).
BCBS GOLD HMO 206 Premium $1187 Individual deductible $750 Family total $2250 Imaging/Specialist Visit 20-40% coinsurance after deductible Est cost for healthy pregnancy delivery $5810
Or
BCBS Plus Bronze HMO Premium $1075 Individual deductible $5500 Family total $16500 Imaging/Specialist Visit 30-50% coinsurance after deductible Est cost for healthy pregnancy delivery $8760
submitted by /u/mamabird2020
[link] [comments]This group has helped me previously but I’m in a new pickle. I’m comparing two marketplace plans for family of 3 plus baby on the way and I’m wondering if I should get the gold plan for myself and keep husband and toddler in bronze since I know I will need imaging and hospital stay. Currently we are all on Bronze but the oop max is the same for both plans ($8700/15000). BCBS GOLD HMO 206 Premium $1187 Individual deductible $750 Family total $2250 Imaging/Specialist Visit 20-40% coinsurance after deductible Est cost for healthy pregnancy delivery $5810 Or BCBS Plus Bronze HMO Premium $1075 Individual deductible $5500 Family total $16500 Imaging/Specialist Visit 30-50% coinsurance after deductible Est cost for healthy pregnancy delivery $8760 submitted by /u/mamabird2020 [link] [comments]Read Morer/HealthInsurance